What Do Career Colleges Have to Offer?

Anyone that wants to start a career or wants to move forward in their career knows that post-secondary education is an important part of that process. The days of landing a well-paid position straight out of university are gone, with more employers than ever looking for practical skills and experience. College helps you get the training you need to be successful. But what do career colleges really have to offer?

Of course, every college is going to be different but you may want to consider the following:

1. Training by Industry Professionals

Career colleges usually employ professionals that are not only trained in the field that they teach but also have real life experience. Sometimes it is this real life experience that enables instructors to impart the most important knowledge to their students. Instructors have actually worked in the field so they know what employers expect from staff, what skills will help you get the job, and what skills you need to move forward in your career.

2. The Best Learning Materials

Career colleges are committed to providing students with the most recent learning material possible. Sometimes that means the latest addition of text books but that can also include other media such as films, audio learning, and online learning. Other learning materials may include guest speakers that work in the industry and employ graduates and class trips that take students on location for personal observation.

3. Experience

Many career colleges are so committed to helping graduates get jobs that they are even providing them with the chance to get work experience. They do this through a practicum credit. Students that attend career colleges which offer practicums are able to work at a business that employs students who are trained in their field of study. Not only do they get to do the work that they have been trained to do but they also get a chance to work with professionals, build relationships, and sometimes they are even able to attend industry events and network.

As you can see, a career college might be the right choice for you if you are focused on learning the skills you need to launch a successful career. Canadian career colleges aim to get you working in your chosen field as quickly as possible, so you spend less time out of the workforce and more time making your new wage!

Westervelt College is a career college located in London, Ontario. Westervelt offers programs in the Faculties of Business, Healthcare, Technology, Service, and Law.

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Preventing credit card fraud

Credit cards are surely one of the most efficient financial products out there. They make life more convenient if you have to cover an emergency regardless of whether you’re at home or abroad.

They are lightweight, don’t take up any bulk and using them often earns you points which can be redeemed for all kinds of useful products and services. On top of this, they are widely-accepted both in stores and online.

The widespread use of credit cards has a potentially dark side though; identity fraud.

The Privacy Commissioner of Canada says that thousands of Canadians are victims of credit

card fraud each year so following these tips to prevent credit card fraud is essential.

 The basics

It may be tempting to allow people who are close to you to use your credit card but this is not advisable. You can’t necessarily monitor where they are spending and this could make you more vulnerable to attack.

Another obvious tip is to destroy a credit card as soon as it expires so that your details cannot be obtained. Some paper shredders are strong enough to cut through the plastic but otherwise a pair of decent scissors should do the job.

Take care online

Shopping online has a host of advantages, the most obvious of which is convenience. It’s no wonder then that shopping online has risen considerably over the past few years but what risks does this open you up to?

To make your online shopping experience a secure as possible you should only use what are called ‘secure’ web pages.  You know this is the case if the address starts with ‘https’ (the ‘s’ stands for ‘secure’).

Also, if there is a locked padlock symbol in the lower right-hand corner of the browser you are shopping on a secure web page. Don’t be fooled by padlock symbols in other areas of the webpage as these could be an attempt to make a fraudulent site appear legitimate.

 Get protected

It’s wise to choose a credit card provider which takes your security seriously and offers necessary support and advice in the event of identity theft.

 American Express credit cards are protected through a sophisticated screening network which can spot transactions which look unusual and potentially fraudulent.

Under a ‘Fraud Protection Guarantee’, an Amex customer will not be held responsible for any charges which are fraudulent if they have been responsible about protecting their card details.

This kind of scheme is worth its weight in gold for your peace of mind.

Check statements

Set aside a regular time to check credit card transaction receipts against your statement.

Doing this online every week is recommended as it will give you the chance to keep on top of any irregularities.

 

 

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8 Ways to Prevent High Energy Bills This Winter

When you live in a cold climate, a fair portion of your budget goes to keeping you and your family warm and staving off the arctic temperatures.  Of course, no one wants to pay more than they need to.  The key to lowering your energy consumption in the winter is to take action early in the season.  Now is the perfect time.

An Ounce of Prevention. . .

One of the best ways to use less energy is to look for silent money drains.  Do you have a drafty old door?  If you can’t afford to install a new one, consider installing weather stripping at the bottom to keep out the cold.  If you don’t want to spend the money for that, you can put something by the door to block the cold such as an old towel, though weather stripping would work better.

Likewise, an easy, fairly frugal solution for drafty old windows is to install plastic window covers.  You’ll keep the cold out and save a bundle on energy bills.  If you don’t like the look of plastic on your windows, heavy thermal curtains can also do a good job of keeping out the cold.

Don’t forget to also insulate your pipes, especially around your water heater.

Caulk any areas where drafts might seep in such as where your floor and wall meet if the two have started to pull away from each other as they tend to do in old houses.

Comparison Shopping

Don’t forget to also take the time to comparison shop.  You likely have several energy providers you can choose from.  Don’t assume that the company you went with last year will automatically offer you the best rate.  Instead, take the time to comparison shop using an online tool such as the one at Totally Money and see which will offer you the best deal.

If possible, consider signing up for the company’s budget plan.  Then, you can pay the same fixed rate every month rather than being susceptible to high energy bills in the winter and low ones in the spring and fall.

Bundle Up

If you’re someone who likes to keep your home toasty so you can wear t-shirts and shorts all winter, please reconsider.  Instead, drop your heating temperature by a few degrees and wear long pants and a shirt and sweater or sweatshirt.  Some people even invest in thermal long underwear to wear under their pants at home so they can keep the temperature even a bit lower.

Even better, MSN suggests installing an automatic thermostat so you can drop the temperature significantly when you’re at work and bump it up an hour or so before you come home so your home won’t be uncomfortably cold.

Saving on your energy bill not only helps you keep more money in your wallet, but just as important, it helps you use less of Earth’s natural resources.  Curbing your energy consumption is a win-win on many levels.

What are your favourite tips for saving on energy usage?

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