EARTH – Planet or world we live on. A large mass of soil, rock, water and resources which taken together, have the capability to support human life.

MONEY – Used as a medium of exchange. In most cultures today, money is the currency which ultimately supports human life.

If you’ve read this far, you’ve no doubt deciphered what earth and money have in common. Each, in their own way, has the ability to support human life. They are essential to our being.

And yet, surprisingly, given the importance of these two assets, they are wasted by citizens of the world every day. Earth and money are worth more than wasting. They are the two things worth saving. And that, in a nutshell, is what this blog is about – how to get the most out of our earth and our money, by living a financially responsible, low-impact, sustainable lifestyle.

About the Author
I’m a late 20′s, card-carrying member of Generation Y living in Toronto. As a result, a lot of the content of this blog will carry a Canadian flair. Because of the occasionally personal or sensitive nature of personal finance blogging, I blog under the name ‘Earth and Money’, sometimes abbreviated EaM.

I decided to start this blog in February 2012 because I’m passionate about personal finance and our environment. I think there is a misconception that living an environmentally responsible life costs more money and I want to prove that wrong. I really should have started this years ago. My interest in personal finance blogs started around 2008. Fresh out of school, I landed my first real job at a big, fancy, corporate consulting firm. For the first time in my life, I had money and only the vaguest clue of what to do with it.

I read books but I found I couldn’t relate to them. Most personal finance books were geared at American audiences on the verge of retirement. I was neither of these things. I am just starting my financial journey. On top of that, I wanted to know whether or not all this advice I was digesting could actually be applied to the real world. So I went on the internet and I stumbled on Million Dollar Journey. Later, I found Young and Thrifty. Here were two average Canadians preaching savings through financial growth. I have followed their blogs closely ever since I found them. Most of what I know about personal finance, I learned on blogs. In the three years that I worked in the corporate world, I stayed debt-free and socked away nearly a third of my take home earnings. Things were going well.

But after a while, I got tired of the corporate life. I looked up at those above me and didn’t like the life I saw. I decided to go back to school to pursue a PhD. While that didn’t pan out, I learned about the damage we were doing to the world we live in. I learned about the damage we were doing to ourselves. And being back in graduate school forced me to face down a stark financial existence. It’s time to give back to the community that taught me what I know. There are things worth saving in this life. Let’s start today!

If you want to keep in touch, you can follow me on Twitter, Facebook, in a Reader, or by Email. And I love to get email from readers and read comments from readers, so don’t be shy!

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