DISCLAIMER: Today’s post has absolutely nothing to do with personal finance and only a little to do with the environment. Today’s post is a rant.
This is actually a little embarrassing…yesterday, a squirrel peed on me from up above in a tree. For those of you counting, this is the second time this month that an animal has peed or pooped on me. Earlier this month, a bird took a crap on my shoulder. Yesterday was worse. The pee actually bounced off my shoulder and up onto my face before landing down the front of my jacket. At first I thought it was just water and I couldn’t figure out where it had come from. Then I looked up and saw him staring down at me, with that wily little smirk of his and I put two and two together.
Picture this – you’re on vacation, enjoying the sun and sand, or maybe the snow, in some foreign land. You brought some cash with you but you need more so you go to the ATM and withdraw some spending money. Everything seems to be in good order. Then you get home and realize your bank charged you $5.00 for the privilege of withdrawing that money! And since you were gone for a while, and had to make multiple withdrawals, these transactions really added up. I know I’ve been hurt by this before. When I went backpacking for three months in 2010, I spent over $100 on foreign ATM fees to withdraw money throughout my trip. The kicker – had I done some research, this could have been entirely avoidable! In today’s post, I’m going to compare the foreign ATM fees charged by all the big five Canadian banks, and highlight a few alternative options as well. With a little insight and planning, you can go abroad and spend your money the right way – enjoying your trip!
Back in early March, I told you about the dangers of eating microwave popcorn, because of a chemical called PFOA. And earlier this month, I told you that the Government of Canada had declared a chemical called triclosan toxic to the environment. Both of these chemicals are things we come into contact with on a regular basis in our daily lives. To find out just how much we’re affected by these and other household chemicals, authors Rick Smith and Bruce Lourie locked themselves in a chemical-laden apartment for a weekend. They tested themselves before and after the experiment, and the results were published in a terrific book called Slow Death by Rubber Duck: How the Toxic Chemistry of Everyday Life Affects Our Health.