As people find increasing opportunities to be frugal, I hear more and more stories about people who advocate price shopping when it comes time to buy anything. What do I mean by price shopping? I mean shopping at the place that offers the product you want at the lowest price. In some cases, where you are making a one-time purchase such as an electronic device, this can make sense. But, in the case of buying groceries, going to multiple grocery stores to take advantage of sales on different items is a complete waste of time and resources.
Have you ever lied to get a deal? Even just a little white lie or a fib? This is a topic that has always fascinated me. To what lengths is it ok to go in order to get a deal or save some money? What is taboo and what is acceptable? What am I talking about? Why are all my sentences in the form of questions? Sorry, I got carried away there for a second. Let me give an example.
Like many of you I’m sure, I’ve been working on preparing my tax return for the year, and as a resident of Ontario, I’ve been trying to figure out the new Ontario Trillium Benefit. What is the Ontario Trillium Benefit? Well, the Ontario Trillium Benefit is a new program from the Government of Ontario which combines three old tax credits into one, including:
- the Ontario Sales Tax Credit
- the Ontario Energy and Property Tax Credit
- the Northern Ontario Energy Credit