Are We an Impatient Society?

Impatience | Source: snapshot19 on FlickrFirstly, many apologies to those who checked in this week and didn’t find a new post on Monday or Tuesday – it was partly due to the long weekend and partly due to the busyness of life. In fact, life seems so busy that I’m beginning to wonder if its negatively affecting me.  I’m usually an exceedingly patient person – I’ve been told as much by many of my friends and family. But these days, it seems like my patience is waning. Is it a side-effect of life, or are we just becoming a less patient, more impersonal, rush-rush society? I’m not really sure but allow me to share a personal story to illustrate this…

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How NOT to Make a Financial Decision

Calculator Pieces | Source: Cellular Immunity on FlickrIn one of my favorite TV shows, How I Met Your Mother, Future Ted tells his future kids a piece of advice that his mother gave him as a child – “Nothing good happens after 2 AM”. Oh how true this is! When it comes to making financial decisions, it is imperative that you have a clear and focused mind. Given how hard we work for our money, a poorly made financial decision can come back to haunt us many times over. My own experience with this lesson happened on the weekend.

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Comparison of Foreign ATM Fees Charged by Canadian Banks

ATM | Source: Modern Relics on FlickrPicture this – you’re on vacation, enjoying the sun and sand, or maybe the snow, in some foreign land. You brought some cash with you but you need more so you go to the ATM and withdraw some spending money. Everything seems to be in good order. Then you get home and realize your bank charged you $5.00 for the privilege of withdrawing that money! And since you were gone for a while, and had to make multiple withdrawals, these transactions really added up. I know I’ve been hurt by this before. When I went backpacking for three months in 2010, I spent over $100 on foreign ATM fees to withdraw money throughout my trip. The kicker – had I done some research, this could have been entirely avoidable! In today’s post, I’m going to compare the foreign ATM fees charged by all the big five Canadian banks, and highlight a few alternative options as well. With a little insight and planning, you can go abroad and spend your money the right way – enjoying your trip!

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