How to Deal with a Bad Landlord

Angry Portrait | Source: jenschapter3 on Flickr via CC BY 2.0 LicenceA few weeks ago I posted about some of the reasons why renting may be a better option for some than buying a home. There’s one big reason though why buying can be better than renting – the bad landlord. Does anyone actually like their landlord? I’ve never had a landlord that I liked. Even just the name, ‘landlord’, predisposes me to not like them. I don’t like that they are the ‘lord of my land’. I don’t live in the middle ages. I don’t plan on mounting a revolution to reclaim my land. I just want to rent an apartment. So why can’t landlords just be property managers and manage their properties with ethics and standards. Is that too much to ask?

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Ethical Mutual Funds – A Better Way to Invest?

The following is a condensed, less academic excerpt of a paper I recently wrote for my final graduate course. It also represents the completion of Task #3 on my 9-Week Productivity Challenge and the beginning of a series of posts here on Earth and Money related the social and environmental impacts of our investments. The series began unofficially two weeks ago with a look at an emerging type of investment vehicle, community bonds, and last week, introduced how we might be funding our own demise, and what corporate social responsibility represents.

In 1992, Michael Jantzi founded Jantzi Research Inc., an investment research firm created to monitor the social, environmental and governance performance of publicly traded Canadian companies. Jantzi used a best-of-sector approach to rank companies relative to each other and to industry best practices. The fundamental problem with such an approach is that a company only has to be better than their peers in order to achieve a high ranking. This can result in a company that is not by most definitions “socially responsible” being labelled as such only because their peers are even less socially responsible than they are.

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Are We Funding Our Own Demise?

Daisy Demise | Source: jumpinjimmyjava on Flickr under CC By 2.0 LicenceThe following is a condensed, less academic excerpt of a paper I recently wrote for my final graduate course. It also represents the completion of Task #3 on my 9-Week Productivity Challenge and the beginning of a series of posts here on Earth and Money related the social and environmental impacts of our investments. The series began unofficially two weeks ago with a look at an emerging type of investment vehicle, community bonds.

Basic economics would dictate that public demand drives the success and failure of various enterprises. A company can only sell a product if someone desires it (though through good marketing, they can manufacture that desire as well). However, while average Canadians make greater strides towards environmental consciousness, they may be undoing their own efforts by bankrolling the very companies they are boycotting or attempting to avoid with their investments. In a nutshell, Canadians (and quite frankly, citizens worldwide) are funding their own demise by supporting companies which create unhealthy environments. This, in and of itself, is a major environmental health problem that has been grossly overlooked in the current environmental movement. When a consumer goes out of their way to purchase organic foods, what purpose does that serve if they have their money invested in companies that seek to produce unsustainable, pesticide-laced foods which only drive up the price of the very organic foods that they want to purchase?

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